Disclosure Policy

This policy is valid from 01 January 2008

This blog is a personal blog written and edited by me. For questions about this blog, please contact  sj.grams@gmail.com.

This blog does not accept any form of advertising, sponsorship, or paid insertions. We write for our own purposes. However, we may be influenced by our background, occupation, or experience.

The views and opinions expressed on this blog are purely the blog owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement.

This blog does not contain any content which might present a conflict of interest.